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FALSE00018641632026-01-16--12-3100018641632026-01-162026-01-16

United States Securities and Exchange Commission

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16
UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of December 2025

Commission File Number 132-02847


INTER & Co, INC.
(Exact name of registrant as specified in its charter)

N/A
(Translation of Registrant’s executive offices)

Maples Corporate Services Limited, PO Box 309, Ugland House,
Grand Cayman, KY1-1104, Cayman Islands.
(Address of registered executive offices)

Av Barbacena, 1,219, 22nd Floor
Belo Horizonte, Brazil, ZIP Code 30 190-131
(Address of principal executive office)
Telephone: +55 (31) 2138-7978

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.
Form 20-F ☒ Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):
Yes ☐ No ☒

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):
Yes ☐ No ☒






EXHIBIT INDEX
Exhibit No. Description of Exhibit
99.1

1


SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
INTER & Co, INC.
By: /s/ Rafaela de Oliveira Vitoria
Name: Rafaela de Oliveira Vitoria
Title: Head of Investor Relations
Date: January 16, 2026

EX-99.1 2 interco_6kxusbranch.htm EX-99.1 interco_6kxusbranch
INTER&CO, INC. BANCO INTER GAINS FEDERAL RESERVE APPROVAL TO ESTABLISH U.S. BANKING BRANCH INTER&CO, INC. (Nasdaq: INTR and B3: INBR32) ("Inter&Co” or "Company”) hereby announces that Banco Inter S.A. (“Banco Inter”) has received approval from the Federal Reserve (“FED”) and the Florida Office of Financial RegulaVon (“OFR”) to establish an internaVonal banking branch in Miami, Florida. The authorizaVon will allow Banco Inter to opVmize its global franchise with a more efficient funding mix, reduced servicing costs, enhanced user experience, and faster Vme-to-market for new products. This milestone approval allows Inter to expand its financial services in the U.S. for both individual and business clients, strengthening its global presence. According to João Vitor Menin, Global CEO, “The U.S. branch reinforces our posiVon in the internaVonal financial system and supports our ambiVon to become a global pla`orm.” Belo Horizonte, January 16th, 2026. RAFAELA DE OLIVEIRA VITÓRIA Head of Investor RelaVons