アファームHDの適時開示・決算・その他

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

現行レポート

の第13項または第15項（d）に準拠しています。

1934年証券取引所法

報告日（最も古いイベントの報告日）：2023年8月24日

Affirm Holdings, Inc.

(定款に明記された登録者の正確な氏名)

デラウェア

001-39888

84-2224323

(法人設立の州またはその他の管轄区域)

(CommissionFile Number)

(IRS Employer Identification No.)


650 California Street
San Francisco, California						94108
(主要経営陣の住所)						(Zip Code)

登録者の電話番号（市外局番を含む(415) 960-1518

Not Applicable

(旧姓または旧住所（前回の報告から変更されている場合)

Form8-Kの提出が、以下の条項のいずれかに基づく登録者の提出義務を同時に満たすことを意図している場合は、以下の該当するチェックボックスをチェックしてください：

☐ 証券法規則425（17 CFR 230.425）に基づく書面によるコミュニケーション

☐ 取引所法の規則14a-12（17 CFR 240.14a-12）に基づく資料の勧誘

☐ 取引所法の規則14d-2(b)(17 CFR 240.14d-2(b))に基づく開始前のコミュニケーション

☐ 取引所法の規則13e-4(c)(17 CFR 240.13e-4(c))に基づく開始前のコミュニケーション

法第12条(b)に従って登録された証券：


Title of each class:	Trading symbol(s)	登録されている取引所の名称
クラスa普通株式、額面0.00001ドル	AFRM	Nasdaq Global Select Market

登録者が1933年証券法規則405（本章230.405節）または1934年証券取引法規則12b-2（本章240.12b-2節）で定義される新興成長企業であるかどうかをチェックマークで示す。

Emerging growth company ☐

新興成長企業の場合、登録者が取引所法第13条(a)に従い提供される新規または改訂された財務会計基準に準拠するための移行期間の延長を利用しないことを選択した場合は、チェックマークで示す。☐

Item 2.02. 営業成績および財務状況

2023年8月24日、アファーム・ホールディングス・インク（以下「当社」）は、2023年6月30日に終了した第4四半期決算に関する株主通信（以下「本通信」）を発行しました。同書簡のコピーは別紙99.1として添付されており、別紙99.1の情報は参照することにより本書に組み込まれる。

別紙99.1として添付された書簡には、特定の非GAAP財務指標が含まれています。これらの非GAAP財務指標の比較可能なGAAP財務指標への調整は、書簡および書簡に添付された財務表に記載されています。

本項目2.02および添付の別紙99.1に記載された情報は、1934年証券取引法改正法第18条において「提出された」とみなされるものではなく、また同条の適用を受けるものではなく、1933年証券取引法改正法に基づく提出書類に参照により組み込まれるものでもない。

Item 9.01. 財務諸表および添付資料

(d) 出展物


Exhibit No.			Description
99.1			2023年8月24日付株主書簡
104			カバーページインタラクティブデータファイル（inline xbrlドキュメントに埋め込まれています。)

SIGNATURE

1934年証券取引法の要件に従い、登録者は本報告書に正式に権限を付与された署名者により、登録者を代表して署名させた。


						AFFIRM HOLDINGS, INC.

			By:			/s/ Michael Linford
						Name: Michael Linford
						Title: Chief Financial Officer

Date: August 24, 2023

EX-99.1 2 afrm-fq423shareholderlet.htm EX-99.1 afrm-fq423shareholderlet

Affirm Shareholder Letter FOURTH FISCAL QUARTER 2023 Hollywood Star Lanes

2Affirm | FQ4’23 Shareholder Letter Max Levchin FOUNDER AND CEO In brief: ● We completed our fourth fiscal quarter and exceeded our outlook across all key metrics. ● Sequentially improved credit results and accelerated growth. ● Expanded network reach with new merchants and deeper platform integrations. ● Demonstrated product-market fit with Affirm Card. ● Exited the year profitable on an adjusted operating income basis1, as committed, and expect annual profitability going forward. Fellow Affirm shareholders, In May of 2022, Affirm publicly committed to achieving profitability on an adjusted operating income basis starting in FY’24. At that time, the federal funds rate was still below 1%, money was very cheap, and regional banks hadn’t started failing yet. In retrospect, we probably couldn’t have picked a more challenging moment to make this commitment. By August of the same year, we knew hard choices lay ahead. Hard, but important for the long-term health of the business. Once again, the team came together and delivered under the intense pressure. Affirm was adjusted operating income positive as the fiscal year came to a close. On an annual basis, we intend to remain consistently positive on this metric going forward. We are very proud of the results this quarter and fiscal year, yet our focus remains on the company’s long- term goals. AFFIRM FQ4’23 HIGHLIGHTS GROSS MERCHANDISE VOLUME $5.5B ↑ 25% year-over-year CREDIT OUTCOMES ↓ 30bp lower delinquency rate vs. FQ3’23 and FQ4’22 as measured by 30+ day delinquencies ex-Peloton and Pay in 4 loans TOTAL REVENUE $446M ↑ 22% year-over-year 8.1% of GMV REVENUE LESS TRANSACTION COSTS (“RLTC”)1 $182M ↓ 1% year-over-year 3.3% of GMV FREQUENCY 3.9 transactions per active consumer ↑ 30% year-over-year 1 Information about Affirm's use of non-GAAP financial measures is provided under "Key Operating Metrics, Non-GAAP Financial Measures and Supplemental Performance Indicators" and "Use of Non-GAAP Financial Measures" below, and reconciliations of GAAP results to non-GAAP results are provided in the tables at the end of this letter.

3 Affirm is a payment network, with both profit and purpose at its core. The value of network businesses like ours is a function of reach, frequency, and unit economics. Affirm has a market- leading, growing reach – though we have penetrated less than 1% of our total addressable market – and the trust of a loyal base of consumers. We are maintaining strong unit economics during one of the most uncertain periods in recent economic history. What we are focused on now is serving consumers wherever they transact. Our goal is accelerating transaction frequency while profitably expanding merchant and consumer reach. Expanding reach GMV growth accelerated sequentially in fiscal Q4, as we launched new merchants and expanded with existing ones. Travel and ticketing remained strong, and we signed new deals with Cathay Pacific U.S. and Booking.com. Wireless carriers, healthcare providers, and fashion brands like Versace and Canada Goose also joined our merchant list. Expansion projects with Royal Caribbean Group and Priceline, among many others contributed to GMV growth. For example, optimizing financing programs at one partner’s checkout produced a 15% increase in purchases with Affirm. Platform and wallet partnerships multiply our distribution. We extended our U.S. partnership with Stripe to Canada, launched with a major digital wallet, and rolled out ShopPay Installments for Shopify’s in-store POS system. Making it easy for any merchant to offer Affirm payments is key, which is why we partnered with Worldpay, adding to our major merchant acquirer integrations. Overall, GMV through platform partners grew 31% year-over-year. Offline, collaborations with Dick’s Sporting Goods, Michaels, and Staples streamlined the experience of checking out with Affirm at physical locations. Approximately 85% of total U.S. retail spend is offline, but the same metric for Affirm is less than 5%. We have confidence that there is ample opportunity to increase our share of offline transactions. Note: All comparisons throughout this letter are against the third quarter of fiscal year 2022, unless otherwise noted. Affirm | FQ4’23 Shareholder Letter MARKET-LEADING2 & GROWING REACH 85% OF TOTAL U.S. RETAIL SPEND IS OFFLINE Penetrated <1% of total addressable market <5% of Affirm GMV is offline Long-term focus is accelerating our profitable transaction frequency while expanding merchant and consumer reach Reinforces our confidence that there is ample opportunity to increase share of cart in offline transactions 2 Based upon Affirm internal estimates as measured by GMV in North America during calendar year 2022.

4 Note: All comparisons throughout this letter are against the third quarter of fiscal year 2022, unless otherwise noted. Affirm | FQ4’23 Shareholder Letter Affirm Card Active Consumers 3X higher transactions per active user with Affirm Card vs. Affirm overall Growing profitably We focused on accelerating GMV growth while improving profitability in FQ4’23. In our last shareholder letter, we highlighted margin-improvement initiatives (e.g., risk model fine-tuning and repayment experience optimizations) that shipped in FQ3’23. We kept the shipping velocity high in FQ4’23. Examples of impactful launches this quarter include down payment-sensitive APRs to help consumers make smarter financial decisions, campaigns to increase adoption of repayment from bank accounts via ACH, servicing tools, and as always, checkout optimization. Several projects to improve conversion shipped and are expected to add over $600 million of annualized GMV. In our app, we streamlined access to key features, like starting a shopping journey and discovering Affirm-specific offers from partner merchants. As a result, we saw some great results in marketplace GMV, revenue, and RLTC. The highly-scalable, self-service Premium Adaptive Checkout package we launched for smaller merchants helped us capture more long-tail volume. And, as we lay the foundation of our international expansion, essentially all Canadian merchants have been migrated from the legacy PayBright platform to the Affirm tech stack, enabling merchant expansion projects in Canada while lowering transaction costs. Increasing frequency Frequency is the word you will hear increasingly more often from us in FY’24 as we scale the officially rebranded Affirm Card (formerly Debit+). To get the user comprehension exactly right and achieve target unit economics, we rebuilt parts of this product more than once. And while it took time (and we are far from done), I am glad we did the extra laps – the product is so much better for it. Affirm Card is what we’d set out to build over a decade ago: the unbundled credit product – access to transactional credit everywhere you need it, transparently priced, free of gotchas and junk fees. The Affirm Card has a very full development roadmap ahead, but we like the early metrics. We have been adding approximately 75,000 active cardholders per month since late May, and we have over 300,000 active cardholders as of mid-August. Affirm Card GMV was over $70 million in July. Affirm Card consumers already transact three times more often than the Affirm average.

5 Note: All comparisons throughout this letter are against the third quarter of fiscal year 2022, unless otherwise noted. Affirm | FQ4’23 Shareholder Letter Our one-time virtual card and Affirm Card GMV accelerated sequentially to 37% year-over-year, up from 24% in FQ3’23, and 9% in FQ2’23 with Affirm Card as the main driver of the acceleration. We are pleased to report that the Affirm Card’s unit economics are in line with Affirm’s overall RLTC as a percentage of GMV. I could not be more excited about what’s coming to the Affirm Card next. Over 40% of Affirm Card transactions are “pay now” – casual purchases, subscriptions, etc. We are working on all sorts of great reasons to make Affirm Card our consumers’ primary card: special deals from our vast merchant network, exclusive 0% programs, new payment plans, and rewards. Frequency is being there for all purchases, not just a handful per year, and the Affirm Card is a big leap toward that vision. In conclusion FY’23 was quite a test, and I am very proud of how the team delivered for our shareholders, capital partners, merchants, and consumers. Macroeconomic headwinds persist and more challenges are certain to come, but I think we have proven that Affirm has the talent and the grit to take them on. Responsive to whatever the short term brings, we remain focused on the long-term goals of the business: ● offer responsible access to credit for consumers, while maintaining excellent credit quality, ● deliver best-in-class value for merchants and platform partners, ● grow the Affirm network in both reach and frequency, and do it profitably, ● and continue to invent and scale new products. A huge thank you to all the dedicated, resilient, hard-working Affirmers in the U.S., Canada, U.K., Spain, Poland, and beyond, who make everything we accomplish possible. On to the tests of FY’24 and beyond, as we continue executing our mission: to deliver honest financial products that improve lives. Thank you for reading this letter, and we look forward to sharing more of our long-term growth strategy with you at our Investor Forum on November 14th in New York. Onward, Max

We delivered another strong quarter with all financial metrics coming in better than the outlook that we shared in May. Revenue from both merchants and consumers showed meaningful acceleration, and we continued to deliver strong credit results. This quality outperformance helped drive excellent RLTC this quarter. Further, we achieved our goal of becoming profitable on an adjusted operating income basis exiting FY’23. We also expect to be profitable on an adjusted operating income basis for the full year FY’24. We continued to carefully manage expenses during the quarter. This allowed us to deliver notable operating leverage, particularly on the General and Administrative and Sales and Marketing expense line items. This discipline has enabled us to continue to invest in product initiatives, such as Affirm Card. Our credit outcomes were strong, with delinquencies declining quarter on quarter and outperforming the seasonal increase in delinquencies that we have observed in previous fiscal fourth quarters. This consistent credit performance helped enable our Capital team to continue increasing our funding capacity in a sustainable way. In summary We responded to a challenging macroeconomic environment in FY’23. Despite significant changes in interest rates and consumer demand, we still delivered good credit results, unit economics, and GMV growth. We also demonstrated that the business can continue to expand profitably even in a high interest rate environment. Delivering these outcomes enabled us to achieve profitability on an adjusted operating income basis as we exited the fiscal year. This enables us to continue investing in commercial and product initiatives that fuel our growth. We look forward to sharing an update on these initiatives with you at our Investor Forum on November 14th. Financial Update from Michael Linford, CFO 6Affirm | FQ4’23 Shareholder Letter 6 GROSS MERCHANDISE VOLUME $5.5B ↑ 25% year-over-year TOTAL REVENUE $446M ↑ 22% year-over-year 8.1% of GMV REVENUE LESS TRANSACTION COSTS (“RLTC”) $182M ↓ 1% year-over-year 3.3% of GMV

FQ4’23 financial highlights GMV grew 25% year-over-year to $5.5 billion. On a two-year basis, GMV grew at a 49% compounded annual growth rate. GMV came in better than the outlook we provided in May. We observed particularly strong demand at two of our enterprise platform partners. Our direct-to-consumer (D2C) business was also an important contributor to our overall GMV performance, with Affirm Card contributing roughly $130 million in GMV during the quarter versus <$20 million in FQ3’23 and <$10 million during FQ4’22. Category performance continued to be bifurcated, with discretionary services categories such as travel and ticketing performing strongly, while GMV in discretionary goods categories such as sporting goods, consumer electronics, and home and lifestyle declined year-over-year. Revenue grew 22% year-over-year to $446 million. Revenue as a percentage of GMV declined slightly to 8.1% due to an ongoing mix shift towards interest-bearing products, for which we earn revenue over the life of the loan when on our balance sheet. Our 36% APR initiative somewhat offset these headwinds and had a favorable impact on revenue during the quarter. RLTC declined 1% year-over-year to $182 million, or 3.3% of GMV, as we continued to absorb the impact of higher funding costs. Though we continued to add capacity across the ABS and forward flow channels, we sold fewer loans as a percentage of GMV than in prior quarters. While funding loans with warehouse facilities and consolidated ABS allows us to capture a greater proportion of the economics over the life of the loan, in the short-term, it reduces total revenue and RLTC as a percentage of GMV in the quarter of origination. Based upon the current interest rate curve, we expect funding costs to remain a headwind to RLTC as a percentage of GMV during FY’24. However, on a year-over-year basis we expect RLTC as a percentage of GMV to begin to stabilize in FQ2’24 as the impact of our pricing initiatives offsets the impact of higher funding costs. Relative to the expectations embedded in the outlook that we provided in May, RLTC outperformed due to higher than expected network revenue at a large enterprise platform partner. Additionally, we generated more GMV and thus interest revenue from interest-bearing products than initially anticipated. 7Affirm | FQ4’23 Shareholder Letter FUNDING 2.3% 30+ day delinquency rate (ex-Peloton and Pay in 4) 30bp improvement vs. FQ3’23 and FQ4’22 CREDIT $2.1B Cash and available-for-sale securities ↑ $35M vs. FQ3’23 LIQUIDITY $11.7B total funding capacity at quarter end ↑ $300M vs. FQ3’23 ↑ $1.1B vs. FQ4’22

Operating Income (Loss) was ($244) million, compared to ($277) million in FQ4’22. Operating Income (Loss) as a percentage of revenue, or Operating Margin, was (55%) in the period, compared to (76%) during FQ4’22. The primary drivers of the improvement in Operating Income (Loss) were a reduction in Sales and Marketing and General and Administrative expenses, in part due to the restructuring that we announced in mid-February. Adjusted Operating Income (Loss)1 was $15 million compared to ($29) million in FQ4’22. Adjusted Operating Income (Loss) as a percentage of Revenue, or Adjusted Operating Margin, was 3% during the period compared to (8%) during FQ4’22. Adjusted Operating Income (Loss) excludes the impact of enterprise warrant and share-based expenses, stock-based compensation expense, charges associated with the restructuring we announced in February, and other non- cash items. Primarily due to the outperformance of RLTC, we achieved profitability on an adjusted operating income basis one quarter earlier than we initially expected. We therefore exited the year profitable, consistent with the goal that we first outlined to investors in May 2022. We accomplished this goal despite a >400bps adverse movement in the Fed Funds Rate during that time period and a generally less constructive funding environment. Active merchant count grew 8% year-over-year to 254,000 merchants, and merchants with >$1,000 in trailing-twelve-month GMV grew 16% year-over-year to 96,000. We continued to see good traction onboarding long-tail merchants through certain platform partnerships, with our Stripe partnership being a notable highlight. Active consumer count grew 18% year-over-year to 16.5 million. Excluding Returnly, active consumer count grew 20% to 15.6 million. Transactions per active consumer grew 30% year-over- year, or 29% excluding Returnly, to 3.9 compared to 3.0 during FQ4’22. 8Affirm | Shareholder LetterFQ4’23 Sha eholder Letter 1 Information about Affirm's use of non-GAAP financial measures is provided under "Key Operating Metrics, Non-GAAP Financial Measures and Supplemental Performance Indicators" and "Use of Non-GAAP Financial Measures" below, and reconciliations of GAAP results to non-GAAP results are provided in the tables at the end of this letter.

Update on our Direct-to-Consumer (D2C) business Affirm Card empowers consumers to use Affirm with several new features: a physical debit card, a persistent account number, and the ability to pay now for transactions. Following the introduction of Affirm Card, our D2C business now consists of two transaction types: ● Affirm Marketplace: transactions initiated by consumers through the Affirm mobile app or Affirm website but not facilitated via the Affirm Card. These transactions may occur either via a one-time use virtual card, or via a direct integration with the merchant. Affirm Marketplace generated approximately $5 billion in GMV in FY’23 and accounted for more than 95% of total D2C GMV during the period. ● Affirm Card: transactions initiated by consumers via Affirm Card rather than through an Affirm direct integration checkout flow. These transactions may be initiated either through the Affirm app or via a physical card. Overall, the D2C business accounted for approximately 25% of our GMV in FY’23, with about 2 million of our active consumers using one of our D2C products. While we only began scaling Affirm Card in FH2’23, we are seeing strong consumer demand for the product and expect it to contribute meaningfully to overall growth of the D2C business in FY’24. 9 Affirm Direct-to-Consumer GMV ($ million) We are also seeing encouraging initial signs that Affirm Card is capturing consumers’ daily and in- store spend. During FQ4’23, 24% of Affirm Card spend was in store, a 9x uplift from Affirm overall. Additionally, Affirm Card consumers transact 3x more frequently, on average, than overall Affirm consumers. Affirm | FQ4’23 Shareholder Letter 9X higher in-store spend with Affirm Card vs. Affirm overall

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会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！会社開示情報をすべてご覧になるには株探プレミアムの登録が必要です。初めての方には「30日間の無料体験」実施中！

会社

会社

会社

会社

会社

会社

会社

会社

会社

会社

会社