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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): December 4, 2025

FIRST GUARANTY BANCSHARES, INC.

(Exact name of registrant as specified in its charter)




Louisiana	001-37621	26-0513559
(State or other jurisdiction	(Commission File Number)	(I.R.S. Employer
incorporation or organization)		Identification Number)

400 East Thomas Street
Hammond, Louisiana		70401
(Address of principal executive offices)		(Zip Code)


(985) 345-7685
(Registrant’s telephone number, including area code)

Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $1 par value

FGBI

The Nasdaq Stock Market LLC

Depositary Shares (each representing a 1/40th interest in a share of 6.75% Series A Fixed-Rate Non-Cumulative perpetual preferred stock)

FGBIP

The Nasdaq Stock Market LLC

Item 7.01 Regulation FD Disclosure

On December 4, 2025, First Guaranty Bancshares, Inc. (“First Guaranty”) issued a press release announcing the appointment of Evan Singer as Chief Lending Officer of First Guaranty Bank. The press release is attached to this report as Exhibit 99.1.

The information in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

Item 9.01 Financial Statements and Exhibits

Exhibit 99.1 Press Release dated December 4, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.




	FIRST GUARANTY BANCSHARES, INC.
	(Registrant)
Date: December 4, 2025
	By:	/s/Eric J. Dosch
		Eric J. Dosch
		Chief Financial Officer

INDEX TO EXHIBITS


Exhibit Number			Description
Exhibit 99.1			First Guaranty Bancshares, Inc. Press Release dated December 4, 2025.

EX-99.1 2 fgbi-ex991pressrelease1242.htm EX-99.1 PRESS RELEASE Document

EXHIBIT 99.1

Dear Shareholders,

We are pleased to announce the appointment of Evan Singer as Chief Lending Officer at First Guaranty Bank. The previous Chief Lending Officer resigned in November to pursue other opportunities. Evan brings over 16 years of banking experience and a proven record of leadership in credit and lending. His return to First Guaranty Bank marks a significant step forward in our commitment to excellence and disciplined growth.

Evan previously managed multiple business lines and regions at First Guaranty Bank giving him a deep understanding of our markets and operations. Most recently, Evan served as President of Granger National Bank, where he successfully guided strategic growth and built a strong foundation for the bank to continue to grow. This experience further demonstrates his ability to lead complex lending environments and drive results.

During his prior tenure at First Guaranty Bank (2008–2024), Evan held multiple leadership roles that shaped the bank’s growth and operational excellence. As Chief of Mergers and Acquisitions (2018–2024), he directed successful acquisitions in Louisiana and Texas, leading negotiations, due diligence, deal structuring, and core system conversions while streamlining operational efficiencies and improving portfolio quality. Serving as Special Assets Manager (2021–2024), Evan spearheaded problem loan management, reducing past-due ratios and non-performing assets, and cleared over $100 million in past-due loans with minimal loss. In his role as Regional Lending Manager (2009–2024), he managed multiple lending teams and regions, each with their own unique nuances. Evan also has experience with leading loan origination systems to drive efficiency. Evan also served as BSA Officer from 2014–2018.

“Evan’s experience and vision will help us continue to strengthen our loan portfolio while supporting the communities we serve,” said Michael R. Mineer, President and CEO of First Guaranty Bank.

This appointment reflects the evolution of First Guaranty Bank’s culture toward enhanced risk management and disciplined growth, a transformation initiated with our business strategy change in July 2024. Over the past 18 months, we have added new team members to key leadership roles to reinforce this strategy. Colton McDaniel, Chief Credit Officer, has implemented robust credit standards and underwriting discipline to ensure portfolio quality. Christopher McGhee, Chief Loan Review Officer, has introduced independent loan review processes, improving transparency and accountability through objective assessments of credit quality and compliance. Joshua Hajiakbarifini, Chief Risk Officer, has embedded proactive risk oversight into every stage of the credit process, ensuring potential issues are identified and addressed before they impact performance.

These additions have redefined our lending credit culture, aligning growth with sound underwriting standards to protect long-term shareholder value. Evan’s leadership complements these changes by bringing operational expertise and strategic vision to our lending division. Together, this team ensures that opportunity is balanced with prudent risk management, reinforcing our commitment to sustainable growth and community support.

Together, these leaders bring a collaborative approach that balances opportunity with prudence, ensuring First Guaranty Bank remains a trusted financial partner for businesses and individuals alike. For more information, please visit www.fgb.net or contact Investor Relations at investorrelations@fgb.net or by phone at 985-375-0350.

Sincerely,

Michael R. Mineer

President and CEO

First Guaranty Bank