Exhibit 10.1

DEBT WAIVER AND RELEASE AGREEMENT

This DEBT WAIVER AND RELEASE AGREEMENT (this “Agreement”) is entered into on the 31st May 2026 (the “Effective Date”), by and between:

Ohmyhome Limited, a company incorporated under the laws of the Cayman Islands, with its registered office at Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman KY1-1111, Cayman Islands (the “Parent” or “Creditor”); and

Ohmyhome (BVI) Limited, a company incorporated under the laws of the British Virgin Islands, with its registered office at Commerce House, Wickhams Cay 1, P.O. Box 3140, Road Town, Tortola, VG1110, British Virgin Islands (the “Subsidiary” or “Debtor”).

(Each of the Parent and the Subsidiary is a “Party” and collectively the “Parties”.)

RECITALS

WHEREAS, the Parent is a publicly traded company listed on the Nasdaq Stock Market (“Nasdaq”);

WHEREAS, the Subsidiary is a direct, wholly-owned subsidiary of the Parent;

WHEREAS, as of the Effective Date, the Subsidiary owes the Parent an aggregate amount of SGD 19,019,173.33 (the “Debt”), which mainly consists of:

(1) pursuant to a DEBT ASSIGNMENT AND ASSUMPTION AGREEMENT entered into on May 31, 2026 among the Parent, the Subsidiary and Ohmyhome Pte. Ltd, the parties agreed to transfer the entire indebtedness of SGD16,225,131.03 owed by Ohmyhome Pte. Ltd to the Parent, to the extent that the indebtedness owed by the Subsidiary to the Parent is SGD 16,225,131.03 and Ohmyhome Pte. Ltd is no longer owed to the Parent; and

(2) the Subsidiary owes the Parent SGD 2,794,042.30 on its balance sheet, which is mainly attributable to an interest-free loan provided by the Parent to the Subsidiary.

WHEREAS, the Parent has determined that it is in the best interest of the Parent and its shareholders to waive and forgive the Debt in its entirety to strengthen the Subsidiary’s balance sheet and improve its financial position; and

NOW, THEREFORE, the Parties agree as follows:

1. WAIVER AND FORGIVENESS

1.1 Waiver: As of the Effective Date, the Parent hereby irrevocably and unconditionally waives, forgives, and releases the Subsidiary from any and all obligations, liabilities, and claims arising out of or in connection with the Debt.

1.2 Extinguishment: The Parties acknowledge and agree that upon the execution of this Agreement, the Debt shall be deemed fully satisfied and extinguished, and the Subsidiary shall have no further obligation to repay the Debt to the Parent.

1.3 Full and Final Settlement. Except for the debt waiver expressly provided for in this Agreement, any and all other claims, debts or liabilities (if any) not covered by this Agreement are also fully waived. Upon execution of this Agreement, the Parent and the Subsidiary (including any subsidiaries of the Subsidiary) shall have no receivables or payables whatsoever between or among each other.

2. REPRESENTATIONS AND WARRANTIES

2.1 Authority: Each Party represents that it has the full corporate power and authority to enter into this Agreement and that the execution has been duly authorized by all necessary corporate actions, including, but not limited to, approval by the Audit Committee and/or the Board of Directors of the Parent (as required by Nasdaq Listing Rules and the Parent’s internal policies).

2.2 Solvency: The Subsidiary represents that the waiver of the Debt will assist the Subsidiary and its subsidiaries in maintaining their operations and improving their solvency status.

3. GOVERNING LAW AND DISPUTE RESOLUTION

3.1 Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the State of New York (without regard to conflict of laws principles), provided that corporate authority matters shall be governed by the laws of the Cayman Islands and the British Virgin Islands, respectively.

3.2 Dispute Resolution: Any dispute arising out of this Agreement shall be submitted to the exclusive jurisdiction of the courts located in Cayman Islands.

4. MISCELLANEOUS

4.1 Counterparts: This Agreement may be executed in any number of counterparts, including by electronic signature, each of which shall be deemed an original.

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IN WITNESS WHEREOF, the Parties have caused this Agreement to be duly executed as of the date first written above.

Exhibit 10.2

SHARE PURCHASE AGREEMENT

THIS SHARE PURCHASE AGREEMENT (this “Agreement”) is made and entered into on the 17th day of June, 2026 (the “Effective Date”), by and among:

Ohmyhome Limited, an exempted company incorporated with limited liability under the laws of the Cayman Islands, with its registered office at Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman KY1-1111, Cayman Islands, and listed on the Nasdaq Stock Market (the “Seller”); and

Sterling Oat Ltd., a company incorporated under the laws of the British Virgin Islands, with its business office at 7 Kovan road #12-28 Singapore 544896 (the “Buyer”).

The Seller and the Buyer are collectively referred to as the “Parties” and each individually as a “Party.”

RECITALS

WHEREAS, the Seller is the legal and beneficial owner of all of the issued and outstanding shares in the capital of Ohmyhome (BVI) Limited, a company incorporated under the laws of the British Virgin Islands, representing 100% of the equity interest in the Company (the “Target Shares”);

WHEREAS, the Seller desires to sell the Target Shares to the Buyer, and the Buyer desires to purchase the Target Shares from the Seller, upon the terms and subject to the conditions set forth in this Agreement;

NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter contained, the Parties agree as follows:

ARTICLE I: PURCHASE AND SALE

1.1 Sale and Purchase of Shares Subject to the terms and conditions of this Agreement, at the Closing (as defined below), the Seller shall sell, assign, transfer and convey to the Buyer, and the Buyer shall purchase from the Seller, the Shares free and clear of all liens, encumbrances, claims or restrictions of any kind.

ARTICLE II: CONSIDERATION AND PAYMENT TERMS

2.1 The aggregate Purchase Price for the Shares shall be US$1.00.

2.2 The Purchase Price shall be paid in USD by wire transfer to the bank account designated by the Seller as follows:

(a) Payment: Upon satisfaction of the conditions to Closing and completion of the transfer of the Shares (including execution of the instrument of transfer and update of the Company’s Register of Members), the Buyer shall pay the Purchase Price, i.e., US$1.00 (the “Payment”), within 5 business days after the Parties mutually confirm in writing that the transfer has been duly completed (the “Closing Confirmation”).

ARTICLE III: CLOSING AND COMPLETION

3.1 The closing of the transactions contemplated hereby (the “Closing”) shall take place remotely via electronic exchange of documents on a date to be mutually agreed by the Parties, but no later than 30 days after the Agreement Date (the “Closing Date”), or at such other time and place as the Parties may agree.

3.2 At Closing

(a) The Seller shall deliver to the Buyer: (i) a duly executed instrument of transfer in respect of the Shares in a form reasonably acceptable to the Buyer and compliant with the BVI Business Companies Act; (ii) the original share certificate(s) for the Shares; and (iii) such other documents as may be required to effect the transfer and update the Company’s Register of Members.

(b) The Buyer shall deliver the Final Payment in accordance with Section 2.2(b) upon receipt of the Closing Confirmation.

(c) The Parties shall cause the Company to update its Register of Members to reflect the Buyer as the sole registered holder of the Shares.

ARTICLE IV: REPRESENTATIONS AND WARRANTIES

4.1 Seller’s Representations. The Seller represents and warrants to the Buyer that:

Authority: The Seller has the full corporate power and authority to enter into this Agreement. The execution of this Agreement has obtained all necessary authorizations.

Compliance: To the Seller’s knowledge, the transaction does not violate any rules or regulations applicable to the Seller.

Ownership: The Seller is the sole legal and beneficial owner of the Target Shares, and such shares are fully paid and non-assessable.

4.2 Buyer’s Representations. The Buyer represents and warrants to the Seller that:

Solvency and Funds: The Buyer has sufficient and legally obtained funds (compliant with Anti-Money Laundering laws) to satisfy the Purchase Price.

Authorization: The Buyer has obtained all necessary internal approvals to execute this transaction.

ARTICLE V: COVENANTS AND REGULATORY COMPLIANCE

5.1 The Parties shall cooperate to effect the transfer, including obtaining any necessary regulatory consents (if applicable) and updating beneficial ownership information in accordance with BVI requirements.

5.2 Each Party shall indemnify the other against losses arising from any breach of its representations, warranties or covenants hereunder.

ARTICLE VI: GOVERNING LAW AND DISPUTE RESOLUTION

6.1 This Agreement shall be governed by and construed in accordance with the laws of the British Virgin Islands. Any dispute arising out of or in connection with this Agreement shall be referred to and finally resolved by arbitration in British Virgin Islands under the rules of British Virgin Islands.

ARTICLE VII: MISCELLANEOUS

7.1 Expenses. Each Party shall bear its own costs and expenses in connection with this Agreement, except as otherwise provided.

7.2 Counterparts. This Agreement constitutes the entire understanding between the Parties. This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. Each Party shall execute such further documents as reasonably required to give full effect to this Agreement.

IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be duly executed as of the date first written above.