Safe Harbor Investor Day 2025 | Greater than the Sum of its Parts Cautionary Note – Forward Looking Statements The following
presentation includes, and our officers and representatives may make, certain statements that are, or may be deemed to be, “forward-looking statements” within the meaning of Section 27A of the U.S. Securities Act of 1933 and Sec- tion 21E of
the U.S. Securities Exchange Act of 1934, and are made in reliance upon the protections provided by such Acts for forward-looking statements. These forward-looking statements, such as when we describe what we “aim”, “anticipate”, “intend”,
“plan”, “seek”, “believe”, “project”, “target”, “expect”, “forecast”, “could”, “would”, “may”, “should”, “will”, “see” or “estimate” will occur, and other similar statements about our “strategy”, “focus”, “goals”, and “future”, are not based
on historical fact, but rather reflect our managementʼs current views, beliefs, expectations and assumptions regarding the future of our business, future plans and strategies, projections, anticipated events and trends, the economy and other
future conditions. Examples of forward-looking statements include, among others, statements or estimates we make regarding our playbook for the future, strategic priorities and goals, our vision, the scaling and expansion of our business
models, opportunities and ambitions for future growth, potential in various markets, improvements in sales and productivity, our risk management strategy, next steps, market position, income, revenues, returns and other financial results, the
performance of our credit and investment portfolio, and the results of our innovation programs. Forward-looking statements are not assurances of future performance. We caution that the ultimate correctness of these forward-looking
statements is dependent upon a number of known and unknown risks and uncertainties that could cause actual results, performance or achievements to differ materially from those that we expect or that are expressed or implied in the
forward-looking statements, depending on the outcome of certain factors, including, without limitation: Political and socioeconomic conditions in Peru and in other countries in which we operate; Our ability to develop and scale new and
enhanced products, services, and capabilities; Failure to achieve the goals contemplated in connection with our investments in digital transformation and disruptive initiatives; The adequacy of the dividends that our subsidiaries are able
to pay to us, which may affect our ability to pay dividends to shareholders and corporate expenses; Performance of, and volatility in, financial markets, including Latin American and other markets; Our ability to attract and retain clients
and grow those relationships; The frequency, severity and types of insured loss events; Fluctuations in interest rate levels and foreign currency exchange rates, including the Sol/US Dollar exchange rate; Deterioration in the quality of
our loan portfolio; Inaccurate estimates underlying our underwriting and premiums; Increasing levels of competition in Peru and other markets in which we operate; Developments and changes in laws and regulations affecting the financial
sector in the countries in which we operate and adoption of new international guidelines; Effectiveness of our risk management policies and of our operational and security systems; and Changes in Bermuda laws and regulations. We refer you
to “Item 3. Key Information—3.D. Risk Factors” in our most recent Annual Report on Form 20-F filed with the U.S. Securities and Exchange Commission for other such factors. Any one or more of such risks and uncertainties could have a material
adverse effect on Credicorpʼs performance or the value of its common stock. You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof and are based only on information currently
available to us. Therefore, you should not rely on any of these forward-looking statements. We undertake no obligation to publicly update or revise these or any other forward-looking statements that may be made to reflect events or
circumstances after the date hereof, whether as a result of changes in our business strategy or new information, to reflect the occurrence of unanticipated events or otherwise.
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