UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d)
of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 19, 2025
UNITED BANCORP, INC.
(Exact name of registrant as specified in its charter)
| Ohio | 0-16540 | 34-1405357 |
| (State or other jurisdiction | (Commission | (IRS Employer |
| of incorporation) | File Number) | Identification No.) |
| 201 South 4th Street, Martins Ferry, Ohio | 43935-0010 |
| (Address of principal executive offices) | (Zip Code) |
Registrant’s telephone number, including area code: (740) 633-0445
(Former name or former address, if changed since last report.)
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class |
Trading Symbol(s) |
Name of each exchange on which registered |
| Common Stock, Par Value $1.00 | UBCP | NASDAQ Capital Market |
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| ¨ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| ¨ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| ¨ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| ¨ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ¨
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
| Item 8.01. | Other Events. |
On November 20, 2025, United Bancorp, Inc. issued a press release announcing the declaration by its Board of Directors on November 19, 2025 of the Company’s dividend for the fourth quarter of 2025, which will be payable on December 19, 2025 to shareholders of record on December 10, 2025. A copy of the press release is furnished herewith.
| Item 9.01. | Financial Statements and Exhibits. |
(d) Exhibits
The following exhibits are furnished herewith:
|
Exhibit Number |
Exhibit Description |
| 99 | Registrant’s press release dated November 20, 2025 |
| 104 | Cover Page Interactive Data File (formatted as Inline XBRL). |
Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Dated: November 20, 2025 | United Bancorp, Inc. |
/s/ Scott A. Everson |
|
Scott A. Everson, Chief Executive Officer |
EXHIBIT 99

PRESS RELEASE
United Bancorp, Inc.
201 South 4th at Hickory Street, Martins Ferry, OH 43935
| Contact: | Scott A. Everson | Randall M. Greenwood |
| Chairman, President and CEO | Senior Vice President, CFO and Treasurer | |
| Phone: | (740) 633-0445 Ext. 6154 | (740) 633-0445 Ext. 6181 |
| ceo@unitedbancorp.com | cfo@unitedbancorp.com |
| FOR IMMEDIATE RELEASE: | 11:00 AM | November 20, 2025 |
| Subject: | United Bancorp, Inc. Increases its Fourth Quarter Cash Dividend Payment to $0.19 per Share, which produces a Forward Yield of 5.4%. |
MARTINS FERRY, OHIO ¨¨¨ On November 19, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.19 per share for shareholders of record on December 10, 2025 with a payment date of December 19, 2025. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1825, $0.1850 and $0.1875 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.92 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0650, or 7.6%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP’s market value of $13.98 at the most recent quarter-end.
United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $866.8 million and total shareholder’s equity of $66.5 million as of September 30, 2025. Through its single bank charter, Unified Bank, the Company has eighteen banking offices that serve the Ohio Counties of Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson and Tuscarawas and Marshall County in West Virginia. United Bancorp, Inc. trades on the NASDAQ Capital Market tier of the NASDAQ Stock Market under the symbol UBCP, Cusip #909911109.