WASHINGTON, D.C. 20549

FORM 8-K

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): April 29, 2025

CENTRAL PLAINS BANCSHARES, INC.

(Exact Name of Registrant as Specified in Charter)

Registrant’s telephone number, including area code: (308) 382-4000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

On April 29, 2025, the Boards of Directors of Central Plains Bancshares, Inc. (the “Company”) and its wholly owned subsidiary, Home Federal Savings and Loan Association of Grand Island (the “Bank”) appointed Danny Garness as President and Chief Executive Officer of the Company and the Bank, effective May 20, 2025.

Mr. Garness, age 53, has over 25 years’ banking experience, including serving as Executive Vice President and Chief Lending Officer of Field & Main Bank, headquartered in Henderson, Kentucky, where he started working in 2016, and Senior Vice President/Commercial Lending Officer of First Security Bank, headquartered in Evansville, Indiana, beginning in 2010.   Mr. Garness is not a party to any transaction with the Company or the Bank that would require disclosure under Item 404(a) of Securities and Exchange Commission Regulation S-K.

Mr. Garness will be granted stock options and stock awards, and will be offered an employment agreement.

In connection with Mr. Garness’s appointment, Steven D. Kunzman will retire as President and Chief Executive Officer, but will remain as Chairman of the Board of the Company and the Bank.

Item 9.01

Financial Statements and Exhibits

Not applicable

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.