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November 1, 2024 (November 1, 2024)

Date of Report (date of earliest event reported)

(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, par value $2.50			FULT			The Nasdaq Stock Market, LLC
Depositary Shares, Each Representing 1/40th Interest in a Share of Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A			FULTP			The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

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On November 1, 2024, Fulton Financial Corporation ("Fulton") appointed Richard S. Kraemer as Senior Executive Vice President and Chief Financial Officer effective November 1, 2024. Mr. Kraemer joined Fulton on September 3, 2024 as Senior Executive Vice President and Chief Financial Officer Designee. The information regarding Mr. Kraemer contained in Item 5.02 of Fulton's Current Report on Form 8-K filed with the Securities and Exchange Commission (the "SEC") on July 23, 2024 is incorporated herein by reference. Mr. Kraemer assumed the role of Chief Financial Officer from Beth Ann L. Chivinski, Fulton's Senior Executive Vice President and Interim Chief Financial Officer, who will continue as Senior Executive Vice President until her previously disclosed retirement on December 31, 2024. On November 1, 2024, Fulton issued a press release (the "Press Release") announcing the appointment of Mr. Kraemer as Senior Executive Vice President and Chief Financial Officer. A copy of the Press Release has been attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

On November 1, 2024, Fulton entered into a Consulting Agreement with Ms. Chivinski (the "Consulting Agreement"). The term of the Consulting Agreement commences on January 1, 2025 and ends on June 30, 2025, unless earlier terminated by either Fulton or Ms. Chivinski. Under the Consulting Agreement, Ms. Chivinski will provide advice to Fulton as requested from time to time by Fulton on an as-needed basis as an independent contractor. Ms. Chivinski will be paid $1,250,000.00 in a lump sum during the first month of the term of the Consulting Agreement. In addition, Fulton will pay or reimburse Ms. Chivinski for reasonable expenses incurred by Ms. Chivinski in performing services under the Consulting Agreement. Ms. Chivinski will remain subject to the confidentiality, non-competition, non-solicitation and clawback provisions set forth in Section 5 of the Executive Employment Agreement between Fulton and Ms. Chivinski. The form of Executive Employment Agreement between Fulton and Ms. Chivinski was filed as Exhibit 10.1 of Fulton's Current Report on Form 8-K filed with the SEC on January 4, 2018. The Consulting Agreement also contains a general release of claims on the part of Ms. Chivinski.

(d) Exhibits.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: November 1, 2024			FULTON FINANCIAL CORPORATION
			By: /s/ Richard S. Kraemer
			Richard S. Kraemer
			Senior Executive Vice President and
			Chief Financial Officer