1N Y S E : V Y X Q4 2025 Earnings Report February 26, 2026

2NYSE :VYX SPIN-OFF INFORMATION. On October 16, 2023, NCR Voyix completed the spin-off of NCR Atleos Corporation (“NCR Atleos”) as an independent, publicly traded company. The historical financial results of NCR Atleos are reflected as discontinued operations in NCR Voyix’s consolidated financial statements for periods prior to the completion of the spin-off. Accordingly, the financial information included in this presentation and the associated remarks has been recast to reflect the treatment of NCR Atleos as discontinued operations. However, certain costs historically allocated to NCR Atleos do not meet the definition of expenses related to discontinued operations for purposes of GAAP requirements regarding the reporting of discontinued operations. These costs have been included in NCR Voyix’s results from continuing operations, even though NCR Voyix is not expected to incur any additional such costs following completion of the spin-off, and primarily include costs of services and selling, general and administrative expenses. In addition, NCR Voyix was not able to cease all NCR Atleos-related operations in all foreign countries simultaneously with the spin-off. As a result, some of these transfers occurred during the fourth quarter of fiscal 2023, the first and second quarters of fiscal 2024 and the first quarter of 2025. As of December 31, 2025, all historical results have been presented as discontinued operations and financial results for prior periods have been recast for discontinued operations. Each of these transfers from continuing operations impacted NCR Voyix’s segment and consolidated results as we retrospectively recasted historical financial information for additional operations that became categorized as discontinued operations. As a result of discontinued operations treatment and post-2023 transfers, NCR Voyix’s GAAP and non-GAAP combined segment results, segment results and consolidated results in this release may not be comparable with results and estimates previously reported. SALE OF DIGITAL BANKING. On September 30, 2024, NCR Voyix completed the sale of its Digital Banking segment businesses pursuant to a definitive purchase agreement with an affiliate of The Veritas Capital Fund VIII, L.P. ("Buyer"), dated as of August 6, 2024. The purchase price for the transaction was $2.45 billion in cash, subject to a post-closing adjustment, as well as contingent consideration of up to an additional $100 million in cash upon the achievement of a specified return on the Buyer's invested capital at the time of any future sale. The accounting requirements for reporting the Digital Banking Sale as a discontinued operation were met when the definitive agreement was signed. Accordingly, the financial results for Digital Banking for historic periods have been presented as net income (loss) from discontinued operations, net of tax in our financial statements. Notes to Investors

3NYSE :VYX Notes to Investors NON-GAAP MEASURES. While the Company reports its results in accordance with generally accepted accounting principles in the United States, or GAAP, comments made during this presentation and in the associated remarks will include or make reference to certain “non-GAAP” measures, including selected measures such as adjusted EBITDA, adjusted EBITDA margin, adjusted free cash flow-unrestricted, adjusted free cash flow-unrestricted before restructuring costs, non-GAAP diluted earnings per share, non-GAAP income (loss) from continuing operations (attributable to NCR Voyix), net debt, and adjusted net leverage ratio. These measures are included to provide additional useful information regarding the Company’s financial results and are not a substitute for their comparable GAAP measures. NCR Voyix’s definitions and calculations of these non-GAAP measures may differ from similarly-titled measures reported by other companies and cannot, therefore, be compared with similarly-titled measures of other companies. These non-GAAP measures should not be considered as substitutes for, or superior to, results determined in accordance with GAAP. Explanations of these non-GAAP measures, as well as a statement of usefulness and purpose of each such measure are included in the appendix of this presentation. These presentation materials and the associated remarks made during this presentation are integrally related and are intended to be presented and understood together. GUIDANCE INFORMATION. With respect to our 2026 performance outlook for Adjusted EBITDA, non-GAAP diluted earnings per share, and adjusted free cash flow-unrestricted before restructuring, we do not provide a reconciliation of the respective GAAP measures because we are not able to predict with reasonable certainty the reconciling items that may affect GAAP net income from continuing operations and GAAP cash flow provided by (used in) from operating activities without unreasonable effort. The reconciling items are primarily the future impact of special tax items, capital structure transactions, restructuring, pension mark-to-market transactions, acquisitions or divestitures, or other events. These reconciling items are uncertain, depend on various factors and could significantly impact, either individually or in the aggregate, the GAAP measures. The Company also believes such reconciliations would imply a degree of precision that would be confusing or misleading to investors.

4NYSE :VYX FORWARD-LOOKING STATEMENTS. This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 (the “Act”). Statements can generally be identified as forward-looking because they include words such as “expect,” “target,” “anticipate,” “outlook,” “guidance,” “intend,” “plan,” “confident,” “believe,” “will,” “should,” “would,” “potential,” “positioning,” “proposed,” “planned,” “objective,” “likely,” “could,” “may,” or words of similar meaning. NCR Voyix Corporation (“NCR Voyix” or the “Company”) intends for these forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Act. Statements that describe or relate to the Company’s plans, targets, goals, intentions, strategies, prospects, or financial outlook, including modeling considerations, and statements that do not relate to historical or current fact, are examples of forward-looking statements. Examples of forward-looking statements include, but are not limited to, statements regarding: our expectations regarding our fiscal 2026 performance outlook, our capital allocation plans and priorities, and our expectations regarding other strategic initiatives and our growth strategies. Forward-looking statements are subject to assumptions, risks and uncertainties that may cause actual results to differ materially from those contemplated by such forward-looking statements. The factors that could cause the Company’s actual results to differ materially include, among others, the following: our ability to successfully execute our growth strategy; our ability to successfully develop new solutions that achieve market acceptance and keep pace with technological developments; our ability to maintain a consistently high level of customer service; our ability to achieve some or all of the expected benefits of our cost reduction initiatives; the success of our strategic relationships with third parties and our ability to integrate with third-party applications and software; the failure of our acquisitions, divestitures and other strategic transactions or future acquisitions to produce anticipated results; our ability to realize the anticipated cost savings or other benefits related to the Hardware Business Transition with Ennoconn on a timely basis or at all; our ability to perform under our agreements with NCR Atleos; potential indemnification obligations to NCR Atleos or a refusal of NCR Atleos to indemnify us pursuant to agreements executed in the spin-off; our ability to protect our systems and data from cybersecurity threats or other technological risks; risks related to tariffs, sanctions and trade barriers, and the related impact on macroeconomic conditions; the availability or applicability of tariff and duty exemptions to our products; risks related to evolving global laws and regulations relating to data privacy, data protection and information security; our ability to protect our intellectual property; extensive competition in our markets; disruptions in our data center hosting and public cloud facilities; risks related to defects, errors, installation difficulties or development delays; the failure of our artificial intelligence capabilities to operate as anticipated; changes in U.S. or foreign trade policies and domestic and global economic and credit conditions; our ability to maintain and update our information technology systems; our ability to retain key employees, or to recruit, develop and retain qualified employees; the inability of third party suppliers to fulfill our needs; risks related to our level or indebtedness; our ability to continue to access or renew financing sources and obtain capital; our failure to maintain effective internal control over financial reporting; and other factors identified in “Risk Factors” in the Company’s filings with the U.S. Securities and Exchange Commission, which are available at https://www.sec.gov. You should consider these factors carefully in evaluating forward-looking statements and are cautioned not to place undue reliance on such statements. The Company assumes no obligation to update any forward-looking statements, which speak only as of the date of this presentation. Notes to Investors

5NYSE :VYX Q4 2025 Results $ in Millions except EPS +8% platform sites +4% payment sites +2% ARR 200+ new customers Revenue $678 $720 $250 $241 $267 $263 $161 $216 Software Services Hardware Q4 24 Q4 25 Adjusted EBITDA (Margin %) $111 $130 Q4 24 Q4 25 Recurring vs. Non-Recurring Revenue $678 $720 $418 $422 $260 $298 Recurring Non-Recurring Q4 24 Q4 25 18.1% 16.4% Diluted EPS $0.49 $0.21 $0.31 GAAP Non-GAAP Q4 24 Q4 25 $(0.10)

6NYSE :VYX Revenue $461 $501 $155 $153 $193 $192 $113 $156 Software Services Hardware Q4 24 Q4 25 Q4 2025 - Retail Recurring vs. Non-Recurring Revenue $461 $501 $270 $279 $191 $222 Recurring Non-Recurring Q4 24 Q4 25 Adjusted EBITDA (Margin %) $102 $114 Q4 24 Q4 25 22.8% 22.1% $ in Millions +6% platform sites +12% payment sites +4% ARR 40 new customers

7NYSE :VYX Revenue $211 $212 $91 $83 $72 $69 $48 $60 Software Services Hardware Q4 24 Q4 25 Q4 2025 - Restaurants Adjusted EBITDA (Margin %) $68 $66 Q4 24 Q4 25 Recurring vs. Non-Recurring Revenue $211 $212 $140 $140 $71 $72 Recurring Non-Recurring Q4 24 Q4 25 31.1%32.2% +11% platform sites +3% payment sites +1% ARR1 150+ new customers $ in Millions 1 Excludes the prior year impact of a non-core restaurant divestiture in Brazil.

8NYSE :VYX Debt Term Structure $650 $403 $52 2028 2029 2030 $— $250 $500 $750 Net Leverage 12/31/2025 Total Debt $1,105 Cash and cash equivalents (231) Net Debt $874 2025 Adj. EBITDA $425 Adjusted Net Leverage Ratio1 2.1x Cash and Debt Information For a definition of non-GAAP metrics and a reconciliation of GAAP to non-GAAP financial metrics, see Appendix. 1 Adjusted Net Leverage is calculated as net debt divided by the Company's Adjusted EBITDA for 2025. 2 Capital expenditure amounts are inclusive of accelerated product investments. $ in Millions $136 $(109) $27 Adjusted Free Cash Flow - Unrestricted before Restructuring (non-GAAP) Restructuring, Transformation, and Strategic Initiatives Adjusted Free Cash Flow - Unrestricted (non-GAAP) Adjusted Free Cash Flow - FY 2025 Capital Expenditures2 Share Repurchases • $46 million of capital expenditures in 4Q25 • $165 million of capital expenditures for FY25 • Repurchased $4 million of common shares in Q4 2025 and $74 million of Series A convertible preferred stock in 4Q25 • Our repurchase program was amended again in February 2026 bringing total authorization to $300 million

9NYSE :VYX $ in millions (except EPS) Range YoY % Change Revenue (GAAP)1 $2,210 - $2,325 (18%) - (13%) Pro Forma for Hardware Transition Impact1 (2%) - 3% Adjusted EBITDA $440 - $455 4% - 7% Non-GAAP Diluted EPS2 $0.93 - $0.96 3% - 6% Adjusted Free Cash Flow-unrestricted before restructuring3 $190 - $220 40% - 62% 2026 Performance Outlook With respect to our outlook for full year 2026 for our Revenue, Adjusted EBITDA and Adjusted Free Cash Flow-Unrestricted, we do not provide a reconciliation of the GAAP measure because we are not able to predict with reasonable certainty the reconciling items that may affect the GAAP net income from continuing operations and GAAP cash flow provided by (used in) operating activities without unreasonable effort. The reconciling items are primarily the future impact of special tax items, capital structure transactions, restructuring, pension mark-to-market transactions, acquisitions or divestitures, or other events. These reconciling items are uncertain, depend on various factors and could significantly impact, either individually or in the aggregate, the GAAP measures. The Company also believes such reconciliations would imply a degree of precision that could be confusing or misleading to investors. 1 Revenue reflects gross hardware revenue recognition in the first quarter of 2026 and net sales commission revenue recognition for the remaining periods given the projected completion of the Hardware ODM Transition at the end of Q1 2026. The year-over-year change of (13%)-(18%) reflects the impact of the Hardware ODM implementation for Q2 2026 through Q4 2026. To provide a better comparison of the Company’s ongoing performance, the pro forma year-over-year change of (2%)-3% reflects a comparison to pro forma 2025 results, adjusted to apply the pro forma impact of the Hardware ODM implementation in Q2 2025 through Q4 2025. 2 Non-GAAP Diluted EPS assumes an effective tax rate of 21% and full-year average diluted shares of 155 million inclusive of as-if converted preferred shares and dilutive options and RSU awards. 3 Adjusted Free Cash Flow- unrestricted before restructuring excludes restructuring, transformation, and strategic initiative costs and expected payments related to a certain litigation matter, net of expected recoveries from NCR Atleos.

10N Y S E : V Y X Appendix

11NYSE :VYX Revenue $2,818 $2,687 $986 $950 $1,063 $1,036 $769 $701 Software Services Hardware FY 2024 FY 2025 FY 2025 Results $ in Millions except EPS Diluted EPS $0.16 $(0.12) GAAP Non-GAAP FY 2024 FY 2025 Adjusted EBITDA (Margin %) $348 $425 FY 2024 FY 2025 Recurring vs. Non-Recurring Revenue $2,818 $2,687 $1,629 $1,676 $1,189 $1,011 Recurring Non-Recurring FY 2024 FY 2025 12.3% 15.8% +8% platform sites +4% payment sites +2% ARR 900+ new customers $(1.49) $0.90

12NYSE :VYX FY 2025 - Retail Revenue $1,956 $1,842 $618 $591 $761 $754 $577 $497 Software Services Hardware FY 2024 FY 2025 Recurring vs. Non-Recurring Revenue $1,956 $1,842 $1,055 $1,097 $901 $745 Recurring Non-Recurring FY 2024 FY 2025 Adjusted EBITDA (Margin %) $383 $350 FY 2024 FY 2025 19.0% 19.6% $ in Millions +6% platform sites +12% payment sites +4% ARR 150+ new customers

13NYSE :VYX FY 2025 - Restaurants Revenue $825 $818 $353 $344 $283 $274 $189 $200 Software Services Hardware FY 2024 FY 2025 Adjusted EBITDA (Margin %) $251 $267 FY 2024 FY 2025 Recurring vs. Non-Recurring Revenue $825 $818 $554 $567 $271 $251 Recurring Non-Recurring FY 2024 FY 2025 32.6%30.4% +11% platform sites +3% payment sites 750+ new customers $ in Millions +1% ARR1 1 Excludes the prior year impact of a non-core restaurant divestiture in Brazil.

14NYSE :VYX While NCR Voyix reports its results in accordance with generally accepted accounting principles (GAAP) in the United States, comments made during this conference call and in these materials will include non-GAAP measures. These measures are included to provide additional useful information regarding NCR Voyix’s financial results and are not a substitute for their comparable GAAP measures. Adjusted Earnings Before Interest, Taxes, Depreciation and Amortization (Adjusted EBITDA) Adjusted EBITDA is defined as GAAP net income (loss) from continuing operations attributable to NCR Voyix plus interest expense, net; plus income tax expense (benefit); plus depreciation and amortization (excluding acquisition-related amortization of intangibles); plus stock-based compensation expense; plus pension mark-to-market adjustments and other special items, including amortization of acquisition-related intangibles, acquisition-related costs, loss (gain) on disposal of businesses, loss (gain) on extinguishment of debt, separation-related costs, cyber ransomware incident recovery costs net of insurance recoveries, fraudulent ACH disbursements costs net of recoveries, foreign currency devaluation, transformation and restructuring charges (which includes integration, severance and other exit and disposal costs), strategic initiative costs and litigation costs, among others. The historical financial information and any forecasted financial information included in this presentation were determined based on the Retail and Restaurants segment results including an estimate of corporate costs, perimeter adjustments as well as the impact from commercial agreements between NCR Voyix and NCR Atleos. The actual historical results may differ from the periods presented based on the GAAP requirements for reporting discontinued operations. NCR Voyix uses Adjusted EBITDA to evaluate and measure the ongoing performance of its business segments. NCR Voyix also uses Adjusted EBITDA to manage and determine the effectiveness of its business managers and as a basis for incentive compensation. NCR Voyix believes that Adjusted EBITDA provides useful information to investors because it is an indicator of the strength and performance of the Company’s ongoing business operations, including its ability to fund discretionary spending such as capital expenditures, strategic acquisitions, and other investments, and excludes certain items whose fluctuation from period to period do not necessarily correspond to changes in the operations of our business segments. In addition, we believe Adjusted EBITDA is useful to investors because it and similar measures are commonly used by industry analysts, investors, and lenders to assess the financial performance of companies in our industry. Adjusted EBITDA margin is calculated based on Adjusted EBITDA as a percentage of total revenue. Non-GAAP Measures

15NYSE :VYX Adjusted Free Cash Flow-Unrestricted and Adjusted Free Cash Flow-Unrestricted before restructuring costs: NCR Voyix management uses the non-GAAP measures called “adjusted free cash flow-unrestricted” and “adjusted free cash flow-unrestricted before restructuring costs” to assess the financial performance of the Company. We define adjusted free cash flow-unrestricted as net cash provided by (used in) operating activities less capital expenditures for property, plant and equipment and capitalized software, plus/minus collections of previously sold trade receivables purchased from third parties, restricted cash settlement activity, cash activity related to acceleration projects, cash taxes paid for the Digital Banking Sale, cash activity related to environmental discontinued operations plus acquisition- related items, and pension contributions and settlements. We define adjusted free cash flow-unrestricted before restructuring costs as adjusted free cash flow- unrestricted plus restructuring costs, which consist of restructuring, transformation and strategic initiative costs, and expected payments related to certain legal matters (net of recoveries from NCR Atleos). We believe these metrics provide useful information to investors because it relates the operating cash flows from the Company’s continuing and discontinued operations to the capital that is spent to continue and improve business operations. In particular, adjusted free cash flow-unrestricted indicates the amount of cash available after capital expenditures for, among other things, investments in the Company’s existing businesses, strategic acquisitions, and repayment of debt obligations. Free cash flow does not represent the residual cash flow available for discretionary expenditures, since there may be other non- discretionary expenditures that are not deducted from the measure. Adjusted free cash flow-unrestricted and adjusted free cash flow-unrestricted before restructuring costs do not have uniform definitions under GAAP, and therefore the Company’s definitions may differ from other companies’ definitions of these measures. Net Debt and Adjusted Net Leverage Ratio: NCR Voyix management uses non-GAAP measures called "net debt" and "adjusted net leverage ratio" to assess the financial performance of the Company. We define net debt as total debt minus cash and cash equivalents. NCR Voyix's management considers net debt to be an important measure of liquidity and an indicator of our ability to meet ongoing obligations. Adjusted net leverage ratio is calculated as net debt divided by the 2025 Adjusted EBITDA for the last 12 months. NCR Voyix's management considers adjusted net leverage ratio to be an important indicator of the Company’s indebtedness in relation to its operating performance. The Company’s definition of net debt and net leverage ratio may differ from other companies’ definitions of each measure, and each measure should not be considered a substitute for, or superior to, comparable GAAP metrics. Non-GAAP Diluted EPS and Non-GAAP income (loss) from continuing operations (attributable to NCR Voyix): The Company determines Non-GAAP Diluted EPS and Non-GAAP income (loss) from continuing operations (attributable to NCR Voyix) by excluding, as applicable, pension mark-to-market adjustments, pension settlements, pension curtailments and pension special termination benefits, as well as other special items, including loss (gain) on debt extinguishment, amortization of acquisition related intangibles, stock-based compensation expense, separation-related costs, cyber ransomware incident recovery costs, fraudulent ACH disbursements costs, strategic initiative costs, foreign currency devaluation costs, gains or losses related to the disposal of businesses, litigation costs, legal entity restructuring tax benefit and transformation and restructuring activities, from the Company’s GAAP earnings per share and income (loss) from continuing operations (attributable to NCR Voyix), respectively. Due to the non-operational nature of these pension and other special items, the Company’s management uses these non-GAAP measures to evaluate year-over-year operating performance. The Company believes this measure is useful for investors because it provides a more complete understanding of the Company’s underlying operational performance, as well as consistency and comparability with the Company’s past reports of financial results. Non-GAAP Measures

16NYSE :VYX NON-GAAP RECONCILIATIONS: The Company’s definitions and calculations of these non-GAAP measures may differ from similarly-titled measures reported by other companies and cannot, therefore, be compared with similarly-titled measures of other companies. These non-GAAP measures should not be considered as substitutes for, or superior to, results determined in accordance with GAAP. With respect to our 2026 performance outlook for Adjusted EBITDA, Non-GAAP diluted EPS and Adjusted Free Cash Flow-unrestricted, we are not providing a reconciliation to GAAP net income or Cash flows from Operating Activities because we are not able to predict with reasonable certainty the reconciling items that may affect the GAAP net income from continuing operations or Cash flows from Operating Activities without unreasonable effort. For additional information, refer to Slide 3. USE OF CERTAIN TERMS. As used in these materials: The term “recurring revenue” includes all revenue streams from contracts where there is a predictable revenue pattern that will occur at regular intervals with a relatively high degree of certainty. This includes hardware and software maintenance revenue, cloud revenue, payment processing revenue, and certain professional services arrangements, as well as term-based software license arrangements that include customer termination rights. The Company believes this metric may be useful to investors in evaluating the achievement of strategic goals related to the conversion of the Retail and Restaurant businesses to recurring revenue streams over time. The term “annual recurring revenue” or “ARR” is recurring revenue, excluding software licenses (SWL) sold as a subscription, for the last three months times four. In addition, plus the rolling four quarters of term-based SWL arrangements that include customer termination rights. The term "Software ARR" includes recurring software license revenue, software maintenance revenue, SaaS revenue, standalone hosted contract revenue, professional services recurring revenue and payments revenue. The term “Software & Services Revenue” includes all software, services and payments revenue and excludes hardware revenue. The term “platform sites” includes all sites for which we bill for use of our Commerce platform. The term “payment sites” includes all sites which utilizes NCR Voyix’s payment processing capabilities. Non-GAAP Measures

17NYSE :VYX Reconciliation of GAAP to Non-GAAP Financials $ in millions Q4 2025 Q4 2024 FY 2025 FY 2024 Net Income (Loss) from Continuing Operations Attributable to NCR Voyix (GAAP) $ 78 $ (11) $ 42 $ (201) Pension mark-to-market adjustments (13) (12) (13) (12) Depreciation and amortization (excluding acquisition-related amortization of intangibles) 50 53 199 206 Acquisition-related amortization of intangibles 7 6 25 28 Interest expense 16 14 60 134 Interest income (1) (4) (8) (9) Loss (gain) on debt extinguishment — — — (8) Income tax expense (benefit) (56) — (73) 4 Stock-based compensation expense 8 8 34 40 Transformation and restructuring costs 40 35 124 125 Separation costs — 1 — 10 Loss (gain) on disposal of businesses (1) — (3) (14) Foreign currency devaluation — — — 15 Fraudulent ACH disbursements — (1) — (5) Cyber ransomware incident recovery costs — (8) — (13) Strategic initiatives 2 30 16 48 Litigation costs — — 22 — Adjusted EBITDA (Non-GAAP) $ 130 $ 111 $ 425 $ 348 Adjusted EBITDA

18NYSE :VYX Reconciliation of GAAP to Non-GAAP Financials $ in millions (except EPS) Q4 2025 GAAP Q4 2025 Non-GAAP2 Q4 2024 GAAP Q4 2024 Non-GAAP2 Income (loss) from continuing operations attributable to NCR Voyix common stockholders Income (loss) from continuing operations (attributable to NCR Voyix) $ 78 $ 48 $ (11) $ 34 Dividends on convertible preferred shares (9) — (3) — Income (loss) from continuing operations attributable to NCR Voyix common stockholders $ 69 $ 48 $ (14) $ 34 Weighted average outstanding shares: Weighted average diluted shares outstanding 140.9 140.9 144.9 147.6 Weighted as-if converted preferred shares — 13.8 — 15.9 Total shares used in diluted earnings per share 140.9 154.7 144.9 163.5 Diluted earnings per share from continuing operations(1) $ 0.49 $ 0.31 $ (0.10) $ 0.21 1 GAAP EPS is determined using the most dilutive measure, either including the impact of the dividends or deemed dividends on NCR Voyix's Series A Convertible Preferred Shares in the calculation of net income or loss available to common stockholders or including the impact of the conversion of such preferred stock into common stock in the calculation of the weighted average diluted shares outstanding. Non-GAAP diluted EPS is always determined using the as-if converted preferred shares and shares that would be issued for stock compensation awards. Therefore, GAAP diluted EPS and non-GAAP diluted EPS may be calculated using different methods, and may not mathematically reconcile. 2 Refer to slide 20 for a reconciliation of Non-GAAP Income (loss) from continuing operations (attributable to NCR Voyix). Reconciliation of Q4 GAAP diluted EPS to Non-GAAP diluted EPS

19NYSE :VYX Reconciliation of GAAP to Non-GAAP Financials $ in millions (except EPS) FY 2025 GAAP FY 2025 Non-GAAP2 FY 2024 GAAP FY 2024 Non-GAAP2 Income (loss) from continuing operations attributable to NCR Voyix common stockholders Income (loss) from continuing operations (attributable to NCR Voyix) $ 42 $ 140 $ (201) $ (20) Dividends on convertible preferred shares (20) — (15) — Income (loss) from continuing operations attributable to NCR Voyix common stockholders $ 22 $ 140 $ (216) $ (20) Weighted average outstanding shares: Weighted average diluted shares outstanding 141.1 141.1 144.7 147.5 Weighted as-if converted preferred shares — 15.3 — 15.9 Total shares used in diluted earnings per share 141.1 156.4 144.7 163.4 Diluted earnings per share from continuing operations(1) $ 0.16 $ 0.90 $ (1.49) $ (0.12) Reconciliation of fiscal year GAAP diluted EPS to Non-GAAP diluted EPS 1 GAAP EPS is determined using the most dilutive measure, either including the impact of the dividends or deemed dividends on NCR Voyix's Series A Convertible Preferred Shares in the calculation of net income or loss available to common stockholders or including the impact of the conversion of such preferred stock into common stock in the calculation of the weighted average diluted shares outstanding. Non-GAAP diluted EPS is always determined using the as-if converted preferred shares and shares that would be issued for stock compensation awards. Therefore, GAAP diluted EPS and non-GAAP diluted EPS may be calculated using different methods, and may not mathematically reconcile. 2 Refer to slide 20 for a reconciliation of Non-GAAP Income (loss) from continuing operations (attributable to NCR Voyix).

20NYSE :VYX Reconciliation of GAAP to Non-GAAP Financials Income (loss) from continuing operations (attributable to NCR Voyix) $ in millions Q4 2025 Q4 2024 FY 2025 FY 2024 Income (loss) from continuing operations (attributable to NCR Voyix) $ 78 $ (11) $ 42 $ (201) Pension mark-to-market adjustments (9) (8) (9) (8) Acquisition-related amortization of intangibles 6 7 21 25 Loss (gain) on debt extinguishment — — — (7) Stock-based compensation expense 8 4 33 36 Transformation and restructuring costs 30 24 90 100 Separation costs — — — 8 Loss (gain) on disposal of businesses (1) — (1) (12) Foreign currency devaluation — — — 13 Fraudulent ACH disbursements — (1) — (4) Cyber ransomware incident recovery costs — (7) — (11) Strategic initiatives 1 26 12 41 Litigation costs — — 17 — Legal entity restructuring tax benefit (65) — (65) — Non-GAAP Income (loss) from continuing operations (attributable to NCR Voyix) $ 48 $ 34 $ 140 $ (20)

21NYSE :VYX Reconciliation of GAAP to Non-GAAP Financials $ in millions Q4 2025 Q4 2024 Restaurants ARR $559 $562 Less: Impact of non-core divestiture in Brazil and other divested businesses — (6) Restaurants ARR excluding the impact of non-core divestiture in Brazil $559 $556 Recurring revenue excluding the impact of a non-core divestiture in Brazil

22NYSE :VYX Reconciliation of GAAP to Non-GAAP Financials Adjusted Free Cash Flow-Unrestricted before Restructuring Costs $ in millions FY 2025 Net cash provided by (used in) operating activities (GAAP) $ (210) Capital expenditures (165) Restricted cash settlement activity 26 Cash taxes paid for the Digital Banking sale 284 Pension contributions 26 Collections on purchased trade receivables 8 Cash activity related to environmental discontinued operations 37 Acceleration projects 21 Adjusted free cash flow-unrestricted (non-GAAP) $ 27 Restructuring costs 109 Adjusted free cash flow-unrestricted before restructuring costs (non-GAAP) $ 136

23NYSE :VYX Reconciliation of GAAP to Non-GAAP Financials Net Debt and Adjusted Net Leverage Ratio $ in millions December 31, 2025 Total Debt $ 1,105 Less: Cash and cash equivalents 231 Net Debt $ 874 2025 Adjusted EBITDA $425 Adjusted Net Leverage Ratio 2.1x